These sneaky, unscrupulous bastards put a charge of almost $150 on my card. So many people don't read their statements thoroughly or assume that their spouse or other cardholder made the charge and ignore it and that's how these crapweasels make money.

READ YOUR STATEMENTS AND BILLS CAREFULLY! I called them and they said my wife signed up. She didn't. It was probably slipped in during an online transaction, like everybody else says.

Caveat emptor. There is no free lunch! They said that the credit will be applied immediately and I asked for a confirmation from "Kevin".

He said that he couldn't tell me how long it would take my financial institution to process it. My next call is to Citibank.

Monetary Loss: $150.

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